Important Legal Disclaimer

Before using our financial planning services, please carefully read and understand the following disclaimer. By accessing our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is provided in good faith, however we make no representation or warranty regarding accuracy, adequacy, validity, reliability, or completeness of any information.

No Professional Advisory Relationship

Our consultation services do not constitute professional financial advice in the traditional sense. We provide analytical discussions and personal consultations but do not offer:

• Specific recommendations for particular financial products
• Guaranteed outcomes or performance predictions
• Tax preparation or legal advisory services
• Licensed financial planning under Australian regulations

Information Accuracy

While we strive to keep information current and accurate, we cannot guarantee that all information presented is completely up-to-date or error-free. Market conditions change rapidly and information may become outdated without notice.

Limitation of Liability

To the maximum extent permitted by Australian law, we shall not be liable for any:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, or business opportunities
• Personal financial losses resulting from consultation discussions
• Damages arising from technical issues or service interruptions
• Third-party actions or decisions based on our consultations

External Links and References

Our website may contain links to external websites or reference third-party services. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services.

No Warranties

We provide our services on an "as-is" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Financial Consultation Disclaimer

Our financial consultation services are subject to the following important limitations:

Results and Performance Disclaimer

Individual results may vary and past performance does not guarantee future results.

Indemnification

You agree to indemnify and hold harmless lysanor-orexo, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Governing Law and Jurisdiction

These terms are governed by Australian law, with specific variations applying based on your location:

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date. Your continued use of our services after any changes constitutes acceptance of the new terms.

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.

Contact Information for Legal Matters

For questions regarding this disclaimer or legal matters, please contact us:

Last updated: September 3, 2025